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If you’re a student, you may qualify for a student credit card.
These cards are designed for college students who may not have enough income or a credit history.
The higher your income, the better chance you have at getting approved for a credit card even though you don't have a credit score.You’re more likely to get approval from the "closed-loop cards" that do not have a Visa or Master Card brand.You won't be able to use the credit card outside that particular store, but it will give you a chance to jump-start your credit history.If you eventually follow through with a credit card application, that hard inquiry will show up on your credit report and has the potential to lower your credit score.
Prequalifying for a credit card doesn’t guarantee approval.Other factors such as your income could cause you to be denied for a credit card for which you’ve been prequalified.